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Retirement Planning
Chapter 12: Deferred Compensation & Equity Compensation/GIFTING OF ISO AND NQSOs
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Chapter Study Session

Chapter 12: Deferred Compensation & Equity Compensation

GIFTING OF ISO AND NQSOs

01.Core Concepts

ISOs • Unexercised ISOs cannot be gifted • Can only transfer stock after exercise NQSO • May be gifted if allowed by employer • When donee exercises: • Employee will have W-2 income • Employer will have tax deduction • Donee’s basis equals FMV at date of exercise (W2 + Amount paid)