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Retirement Planning
Chapter 12: Deferred Compensation & Equity Compensation/ISO: DISQUALIFYING DISPOSITION
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Chapter Study Session

Chapter 12: Deferred Compensation & Equity Compensation

ISO: DISQUALIFYING DISPOSITION

01.Core Concepts

• Selling stock acquired from an ISO before two years from grant date or one year from exercise date • Loss of favorable tax treatment • Appreciation over exercise price at exercise date = ordinary income (reported on W-2) – no FICA • No withholding requirement for ISOs • Appreciation after exercise date = capital gain (short/long based on holding period beginning at exercise date) • Employer has a tax deduction equal to the executive’s W-2 income