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Retirement Planning
Chapter 6: Stock Bonus Plans & ESOPs/STOCK BONUS PLANS:ADVANTAGES AND DISADVANTAGES
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Chapter Study Session

Chapter 6: Stock Bonus Plans & ESOPs

STOCK BONUS PLANS:ADVANTAGES AND DISADVANTAGES

01.Core Concepts

DISADVANTAGES ADVANTAGES • Employee has the risk of a non- diversified portfolio • Put option could create cash flow problems for employer • Employer incurs valuation costs at contribution of stock • Value of the employer stock contributed is tax-deductible for the employer • Gives participants vested interest in performance of company