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Retirement Planning
Chapter 6: Stock Bonus Plans & ESOPs/DIVERSIFICATION REQUIREMENTS
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Chapter 6: Stock Bonus Plans & ESOPs

DIVERSIFICATION REQUIREMENTS

01.Core Concepts

• Qualified Participant may force investment diversification within their account. • Qualified Participant:  At least age 55, and  Completed 10 years of participation in the plan • May diversify: • Up to 25% (cumulative) for the first five years of the qualified election period, and • 50% during their sixth and final year Diversification % Election Period 25% Year 1 25% Year 2 25% Year 3 25% Year 4 25% Year 5 50% Year 6