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Retirement Planning
Chapter 6: Stock Bonus Plans & ESOPs/DISTRIBUTIONS FROM ESOPs (2 OF 2)
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Chapter 6: Stock Bonus Plans & ESOPs

DISTRIBUTIONS FROM ESOPs (2 OF 2)

01.Core Concepts

• Substantially equal periodic payment requirement • If participant elects, the participant may demand equal distributions from the ESOP for a period no longer than 5 years, unless their account is valued at more than $1,415,000 for 2025, in which case the distribution period may be extended one year for each additional $280,000 for 2025 of account value up to a total of ten years. • Net Unrealized Appreciation • Lump Sum Distributions • (Discussed in Chapter 11)