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Retirement Planning
Chapter 6: Stock Bonus Plans & ESOPs/CONTRIBUTIONS TO ESOPs (1 OF 2)
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Chapter Study Session

Chapter 6: Stock Bonus Plans & ESOPs

CONTRIBUTIONS TO ESOPs (1 OF 2)

01.Core Concepts

• Cash • ESOP uses to purchase employer stock, or • ESOP uses to pay bank debt • Stock • Employer tax deduction: The value of the stock or the cash at the date of the contribution • Subject to 25% of employee compensation limit  Leveraged ESOP – interest also deductible • Dividends paid are deductible