01.Core Concepts

Group dental insurance helps pay the cost of normal dental care Plans cover x-rays, cleaning, fillings, etc. A covered employee or family must satisfy a deductible each calendar year Coinsurance requirements vary depending on the type of service provided Most plans have maximum limits on benefits Some dental services are excluded A predetermination-of-benefits provision informs the employee of the amount that the insurer will pay for a service before the service is performed ‹#›