01.Core Concepts

A consumer-directed health plan is a generic term for a plan that combines a high-deductible health plan with a health savings account (HSA) or health reimbursement arrangement (HRA) A high-deductible health plan is a medical expense plan with a high annual deductible A health reimbursement arrangement is an employer-funded plan with favorable tax advantages, which reimburses employees for medical expenses not covered by the employer’s standard insurance plan ‹#›