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Retirement Planning
Chapter 2: Retirement Planning: The Accumulation Phase/CAPITAL NEEDS ANALYSIS
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Chapter Study Session

Chapter 2: Retirement Planning: The Accumulation Phase

CAPITAL NEEDS ANALYSIS

01.Core Concepts

• The process of calculating the amount of investment capital needed at retirement • Calculation methods • Annuity Method (4 step approach) • Capital Preservation Model • Purchasing Power Preservation Model • Capitalization of Earnings Model • These models utilize many estimates…..most of which will vary over time. • Increases risk of error