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Retirement Planning
Chapter 2: Retirement Planning: The Accumulation Phase/SAVINGS RATE
Warren Academy Course SyllabusSyllabus Slides
Chapter Study Session

Chapter 2: Retirement Planning: The Accumulation Phase

SAVINGS RATE

01.Core Concepts

• Personal saving as a percentage of disposable personal income (DPI), frequently referred to as “the personal saving rate,” is calculated as the ratio of personal saving to DPI. • Recall that even at age 25, an individual should be saving at least 10% of gross pay to meet retirement goal.