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Retirement Planning
Chapter 14: Social Security & Medicare/3.8% MEDICARE TAX
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Chapter Study Session

Chapter 14: Social Security & Medicare

3.8% MEDICARE TAX

01.Core Concepts

• Applies to the lesser of: 1. Net investment income, or 2. MAGI over threshold amount: • MFJ – $250,000 • MFS – $125,000 • Single – $200,000 • Net investment income includes portfolio income, income from passive activities, gains on disposition of property, but does not include distributions from qualified plans or IRAs. Note: • Threshold amounts not indexed. 9 HIGH INCOME MEDICARE TAX • Additional Medicare tax equal to 0.9% of wages during any taxable year beginning after December 31, 2012, and which are in excess of: • MFJ $250,000 • MFS $125,000 • Single $200,000 • This Medicare tax is paid by employees, not employers. • Applies to wages, compensation or self-employment income. • Not indexed  more taxpayers will be subject to the tax over time.