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Retirement Planning
Chapter 11: Pension Plan Distributions/MINIMUM DISTRIBUTIONS – MULTIPLE QUALIFIED PLANS
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Chapter 11: Pension Plan Distributions

MINIMUM DISTRIBUTIONS – MULTIPLE QUALIFIED PLANS

01.Core Concepts

OR IRAs • Multiple qualified plans • Must take distribution separately from each qualified plan • Multiple IRAs • All non-inherited IRA balances may be combined for calculation purposes, and the total RMD may be distributed from one or more of the IRAs. • Each Inherited IRA requires a separate calculation and distribution.