01.Core Concepts

FAIR plans have been established in 32 states and the District of Columbia Several states have beach and windstorm plans, where property is vulnerable to damage from severe windstorms and hurricanes Two states established insurance companies to write coverage At year-end 2016, Florida Citizens Property Insurance Company had 520,394 policies in force The Louisiana Citizen’s Property Insurance Corporation had 81,007 policies in force at year-end 2016