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Insurance & Risk Management
21. Chapter 24: Other Property and Liability Insurance Coverages/Exhibit 24.2 Summary of Property Covered Under the National Flood Insurance Program (NFIP)
21. Chapter 24: Other Property and Liability Insurance Coverages Illustration
Syllabus Slides

Exhibit 24.2 Summary of Property Covered Under the National Flood Insurance Program (NFIP)

01.Core Concepts

What Is Covered by Flood Insurance — And What’s Not Generally, physical damage to your building or personal property “directly” caused by a flood is covered by your flood insurance policy. For example, damages caused by a sewer backup are covered if the backup is a direct result of flooding. However, if the backup is caused by some other problem, the damages are not covered. The following chart provides general guidance on items covered and not covered by flood insurance.