01.Core Concepts

The 2017 Personal Auto Policy (PAP) is widely used throughout the United States Major changes since the 2005 PAP include: Exclusions for car sharing Using the auto as part of a transportation network platform, such as Uber or Lyft Eligible vehicles include: A four-wheeled motor vehicle owned or leased by the insured for at least 6 consecutive months A pickup or van with a gross vehicle weight rating of 10,000 pounds or less