01.Core Concepts

A nonowned auto is also covered under the Part D coverages A nonowned auto is a private passenger auto, pickup, van, or trailer not owned by or furnished or made available for regular use of the named insured or family member, while it is in the custody of or being operated by the named insured or family member The coverage also applies to a temporary substitute vehicle A collision damage waiver (C D W) may be unnecessary on a rental car if you carry collision and comprehensive coverage on your own car