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Insurance & Risk Management
15. Chapter 18: Social Insurance/Workers Compensation
15. Chapter 18: Social Insurance Illustration
Syllabus Slides

Workers Compensation

01.Core Concepts

Under the common law of industrial accidents (1837), workers injured on the job had to sue their employers and prove negligence before they could collect damages Under the contributory negligence doctrine, injured workers could not collect damages if they contributed in any way to the injury Under the fellow-servant doctrine, the injured worker could not collect damages if the injury resulted from the negligence of a fellow worker Under the assumption-of-risk doctrine, the injured worker could not collect if he or she had advanced knowledge of the dangers of the occupation