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Income Tax Planning
Chapter 7: Itemized Deductions/BONUS DEDUCTION FOR SENIORS (2025-2028)
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Chapter 7: Itemized Deductions

BONUS DEDUCTION FOR SENIORS (2025-2028)

01.Core Concepts

• Bonus deduction of $6,000 (each) for taxpayer and spouse age 65 and over. • Does not apply to other dependents age 65 or older. • Available regardless of whether the taxpayer takes the standard deduction or itemizes deductions. • $6,000 reduced by 6% of MAGI over $75,000 (single, $150,000 MFJ). • Fully phased out at $175,000 (single, $250,000 MFJ). • No deduction if MFS.