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Retirement Planning
Chapter 3: Qualified Plan Overview/PLAN LIMITATIONS ON BENEFITS AND CONTRIBUTIONS
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Chapter 3: Qualified Plan Overview

PLAN LIMITATIONS ON BENEFITS AND CONTRIBUTIONS

01.Core Concepts

(2 OF 3) • Defined Contribution Plans • Maximum contribution for the year  Lesser of: • 100% of an employee’s compensation, or • $70,000 for 2025 • Limit consists of  Employer contributions, and  Employee contributions*, and  Any forfeitures allocated to participant’s account *Includes qualified student loan payments on which the employer offers a matching contribution