PANEL THREE: MANAGING THE RETIREMENT PORTFOLIO
01.Core Concepts
AND DISTRIBUTIONS MANAGING THE PORTFOLIO (2 of 2) Multiple Portfolio Approach (Bucket Approach) • Uses six tranches of five-year increments for retirement (30 years) • Five or seven (five-year increment) tranches could also be used • Segregated mental accounting may help some clients overcome their fears surrounding market fluctuations during retirement PANEL THREE: MANAGING THE RETIREMENT PORTFOLIO AND DISTRIBUTIONS OTHER PORTFOLIO WITHDRAWAL STRATEGIES Alternate withdrawal strategies my be: 1. Flat amount of income 2. Performance-based income stream 3. Combination