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Retirement Planning
Chapter 10: 403(b) & 457 Plans/457 PLAN COMPARISON (2 OF 2)
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Chapter 10: 403(b) & 457 Plans

457 PLAN COMPARISON (2 OF 2)

01.Core Concepts

457(f) Plans Private 457(b) Plans Public 457(b) Plans Yes Yes Yes Funds Grow Tax Deferred No No Yes Age 50 and Over Catch-Up Provision No Yes $23,500 (2025) Yes $23,500 (2025) Final 3-Year Catch- Up Provisions Not Permitted Not Permitted Unless Rolled Into Another 457(b) Permitted to 401(k), 403(b), 457(b), or IRA plans Rollovers Not applicable Not applicable No, except for distributions attributable to rollovers from another type of plan or IRA. 10% Penalty for Early Withdrawal