01.Core Concepts

• Prevents certification, unless the Disciplinary and Ethics Commission (DEC) reconsiders and makes a different determination after a review • Two or more personal or business bankruptcies: • Revocation or suspension of a nonfinancial professional license (e.g., real estate, attorney), unless the revocation is administrative in nature like suspension of a financial professional license (e.g., registered securities representative, broker-dealer, insurance, accountant, investment adviser, and financial planner), or unless the suspension is administrative in nature like felony conviction for nonviolent crimes (including perjury) within the last five years • Felony conviction of a violent crime other than murder or rape that occurred more than five years ago