01.Core Concepts

1Property coverage only. Excludes flood damage covered by the federally administered National Flood Insurance Program. 2Adjusted for inflation through 2016 by I S O using the G D P implicit price deflator. Note: Data are from the Property Claim Services (P C S) unit of I S O, a Verisk Analytics company. Source: “Facts+Statistics: U.S. Catastrophes,” Insurance Information Institute (2018). Accessed at www.iii.org/fact-statistic/facts-statistics-us-catastrophes, May 2018. This source is periodically updated. Reprinted with permission.