01.Core Concepts

The auto dealers coverage form is a specialized form for auto dealers Under the liability coverage for “covered autos,” the insurer agrees to pay up to the limit of liability shown in the declarations for accidents resulting from the ownership, maintenance, or use of covered autos Covered autos coverage includes garage keepers coverage to cover accidents in the course of garage operations The terms of coverage for general liability are similar to those used in the C G L The policy protects auto dealers against a range of claims for any “act, error, or omission” arising out of their operations