01.Core Concepts

Coverage includes the insured’s interest in improvements and betterments as a tenant Personal property of others in the care, custody, or control of the named insured is also covered Additional coverages include debris removal, the cost of preserving property, fire department service charges, pollutant cleanup, and the cost to replace data destroyed by a covered loss Under certain conditions, the insurance can be extended to cover other property, such as the personal effects of employees, newly acquired property, and property off the premises