01.Core Concepts

A watercraft endorsement provides liability and medical payments coverage on any inboard or inboard-outdrive powered watercraft; sailing vessels 26 feet or more in length; and watercraft powered by one or more outboard motors exceeding 25 total horsepower A home business insurance coverage endorsement covers both business property and legal liability arising out of a home-based business An identity theft endorsement reimburses crime victims for the cost of restoring their identity and cleaning up their credit report