01.Core Concepts

Coverage D provides protection when the residence premises cannot be used because of a covered loss Coverage is 30% of Coverage A Additional living expense is the increase in living expenses actually incurred by the insured to maintain the family’s standard of living The policy pays the fair rental value for that part of the residence that is rented to others, but is not fit to live in Coverage applies if the home is not damaged, but a civil authority prohibits the insured from using the premises