01.Core Concepts

No-fault plans vary among the states In some states, an injured driver may sue if the bodily injury claim exceeds a certain monetary threshold In some states, an injured driver may sue if the bodily injury claim exceeds a verbal threshold, e.g., if the injury involves death or dismemberment Under a pure no-fault plan, accident victims could not sue at all, regardless of the amount of the claim, and no payments would be made for pain and suffering Under a modified no-fault plan, an injured person has the right to sue a negligent driver only if the bodily injury claim exceeds the dollar of verbal threshold