01.Core Concepts

The new law provides premium credits to eligible individuals to make coverage more affordable Eligibility is limited to U.S. citizens and legal immigrants who meet the income limits Employees who have access to health insurance through an employer’s plan are not eligible unless the plan does not cover at least 60% of costs Premium tax credits and cost-sharing subsidies are available to certain eligible low-income individuals and families Beginning in 2015, firms with more than 100 employees must pay a fine for each employee that obtains subsidized insurance through an exchange ‹#›