01.Core Concepts

Internet-based life insurance calculators produce widely varying results, but may be a good starting point Most families own an insufficient amount of life insurance Less than half of consumers aged 25−64 own life insurance policies The average amount of coverage for U.S. adults in 2013 was $167,000, down $30,000 from 2004 Consumers believe life insurance is expensive. They procrastinate, and have difficulty making correct decisions about the purchase of life insurance. ‹#›