HCE AND KEY EMPLOYEES
01.Core Concepts
• Highly Compensated Employee (HCE) • Greater than 5% owner in the current or prior year, or • Compensation in excess of: $160,000 (2025 income threshold for the 2026 plan year) $160,000 (2026 income threshold for the 2027 plan year) • Key Employee • Greater than 5% owner, or • Greater than 1% owner with compensation greater than $150,000 (not indexed), or • Officer with compensation greater than: $235,000 in 2026