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Income Tax Planning
Chapter 13: Nontaxable Exchanges/SECTION 121 EXCLUSION: EXAMPLE
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Chapter 13: Nontaxable Exchanges

SECTION 121 EXCLUSION: EXAMPLE

01.Core Concepts

Arturo and Katarina recently married. About four years prior to their marriage, Arturo purchased a townhouse which the couple used as their residence after they were married. Knowing that they would purchase a new residence when they started their family, Arturo never added Katarina’s name to the title of the property. Three years after they were married, they decided to start their family and look for a new home. When the townhouse is sold, Arturo and Katarina may exclude up to $500,000 of the gain from the sale since Arturo met the ownership test (he owned the principal residence for two years) and both Arturo and Katarina met the use test (they both used the residence as a principal residence for two out of the last five years).