CAPITAL GAINS TAX RATE
01.Core Concepts
General Rule: • Long-term gains generate lower tax rates than ordinary income tax rates • 0% • 15% • 20% • 25% for unrecaptured Section 1250 depreciation • 28% for Collectibles • Net long-term losses are limited • $3,000 maximum (against ordinary income) per year • The effective rate may be more than the maximum LTCG rate • Capital gains increase taxpayer’s AGI • Increased AGI may lead to phaseouts • May be subject to net investment income tax (NIIT)